Deposit Rates

Savings Rates

Account Type	Minimum Balance to Earn Dividend	Dividend Rate	APY*	Term
Prime Shares	$100	N/A	.	n/a
Personal Checking	N/A	N/A		n/a
Money Market	$2,500	.05%	.05%	n/a
Holiday Club	$100	.10%	.10%	n/a
Accumulation IRA	$250	.05%	.05%	n/a

Certificate Rates

Certificate Type	Minimum Balance	Dividend Rate	APY*	Term
12 Month	$2,000	.10%	.10%	12
Member accounts are insured by the National Credit Union Administration up to$250,000. Deposits in Individual Retirement Accounts (IRAs) are insured separately up to $250,000.