Loan Rates
Personal Loans
| Rate | APR* | Term | Approximate Payment Per $1000 Borrowed | |
| VISA | 7.99 | 7.99 | 25 Day Grace Period, No Annual Fee |
3% of balance |
| Overdraft Line-of-Credit | 9.00 | 9.00 | Open | $28.44 |
| Personal Loan | 10.00 | 10.00 | 36 Months | $32.87 |
| Share Loan | 4.25 | 4.25 | 12-84 Months | $85.26-$25.00 |
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Vehicle Loans
| Rate | APR* | Term | Typical Payment $20,000 Loan |
Approx Payment Per $1000 | |
| Auto – 60 Mo. Financing | 2.99 | 2.99 | 60 Months | $359.33 | $17.97 |
| Auto – 72 Mo. Financing | 4.25 | 4.25 | 72 Months | $315.19 | $15.76 |
| Auto – 84 Mo. Financing | 4.69 | 4.69 | 84 Months | $279.96 | $14.00 |
| Tax Advantage New/Used Autos/Trucks – $100.00 Processing Fee- Rate same as Autos | |||||
| *All auto rates reflect a .50% discount for direct deposit and automatic payment. Financing may include tax, license, documentation fees, and extended warranty/MBI/GAP. Ask for rates for older vehicles (2006 and earlier). | |||||
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Recreational Vehicles
| Rate and Term varies by type of vehicle financed. |
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Real Estate Loans
| Call 714-985-6117 or 714-577-8454 ext 117 for information on rates and programs (ARM, varying term, varying points, etc.) |
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Home Equity Line of Credit
| Up to $250,000. California Primary Residence – 10 Yr. Draw, 15 Yr. Repayment. 70% LTV. $400 Processing fee. Rate tied to prime rate. Floor: 4.00% Index: Prime Rate |
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*APR =Annual Percentage Rate. Rates, terms and loan amounts are based on approved credit and determined by a managed risk program. All rates and terms are subject to change without notice. Rates are subject to qualified credit. Rates quoted are those available for “A+” credit. Minimum loan payment is $25.
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